You may have heard of Osceola McCarty. She's the 88-year-old woman in Mississippi who had worked for over 75 years as a washer woman. One day after she retired, she went to the bank and discovered, to her great surprise, that her meager monthly savings had grown to over $150 000. Then to everyone's great surprise, she turned around and donated $150 000-- almost all of those savings -- to the University of Southern Mississippi (USM) for a scholarship fund for African-American students with financial needs. She made national headlines.

What you have not heard is how Osceola's gift had affected my life. I am 19 years old and the first recipient of an Osceola McCarty Scholarship.

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